Guaranteed phone finance no credit check needed

In today’s world, everyone needs a smartphone. However, not everyone has the credit score to qualify for traditional phone financing. If you’re one of those people, don’t worry! There are a number of companies that offer guaranteed phone finance with no credit check.

How does It work?

Guaranteed phone finance is a type of financing that does not require a credit check. This means that you can get approved for a phone even if you have bad credit or no credit history.

Typically, you’ll need to make a down payment over the phone and then pay off the remaining balance over time. Loan terms will vary depending on the company, but they are usually repaid within 12 to 24 months.

What are the benefits?

Guaranteed phone finance has many benefits, including:

No Credit Check: This is the biggest advantage of guaranteed phone finance. You don’t need to worry about your credit score being a factor in your approval.

  • Affordable Payments: Payments are generally affordable, even if you’re on a tight budget.
  • New phone: You can get a new phone right away, without having to save up
  • Benefits: You can apply for guaranteed phone finance online or in person.

What are the drawbacks?

There are a few drawbacks to guaranteed phone finance, including:

  • High-interest rates: The interest rates on guaranteed phone financing are typically higher than the interest rates on traditional phone financing. This means that you will pay more in interest over the life of the loan.
  • Down payment: You will typically need to make a down payment on the phone. This can be a barrier for some people.
  • Early termination fees: If you want to terminate your phone finance contract early, you may be charged an early termination fee.

Who is it for?

  • Guaranteed phone finance is a good option for people who
  • Have bad credit or no credit history
  • You don’t have to save a lot of money for a down payment
  • Need a new phone now

How to Get Approved

To get approved for guaranteed phone finance, here’s what you generally need to do:

  • Must be 18 years or older
  • Have a valid social security number
  • Have a verifiable source of income
  • Pay a down payment

Once you have submitted your application, the company will review it and let you know if you have been approved.

Here Are a Few Guaranteed Phone Finance Companies:

  • SmartPay
  • Phones credit
  • Freedom Financial
  • ViaBill
  • First Financial


If you’re looking for a way to get a new phone without having to worry about your credit score, guaranteed phone finance is a great option. Just be sure to compare the terms of the loans from different companies before you choose one.

More: Mobile phone insurance


I am a tech lover and I am always thinking about new ideas about smartphones and technology. I love writing news, blog posts and reviews about smartphones and technology. I always like to work on the imagination of my audience.

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One Comment

  1. I do trust all the ideas youve presented in your post They are really convincing and will definitely work Nonetheless the posts are too short for newbies May just you please lengthen them a bit from next time Thank you for the post

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